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Several North Texas area chambers of commerce now offer association health plans (AHPs) to current members in collaboration with UnitedHealthcare. Through the North Texas Employer Health Plan Cooperative, small groups in the Dallas-Fort Worth area may take advantage of group plan designs and rates that are available to large employers, and can be better tailored to the needs of your employees. Take advantage of this benefit from your chamber membership today.

 

   

Eligibility:

 

1) Is your business located in one of the 22 North Texas counties? (Check list below)

 

2) Does your small business have 2-50 Employees?

 

3) Is your business a member of one of the affiliated participating chambers in the co-op? (Check list below)

 

If you can answer yes to ALL 3 qualifications, then you are eligible.

 

Eligible agents must both be located within the participating counties and be members of an affiliate chamber. Plans provided through United Healthcare.

How to enroll:

 

Seek out a member of the Denton Chamber who sells insurance and inquire about this Association Health Plan (AHP) through United Healthcare.

 

To find a Denton Chamber member who sells insurance, please see our member directory.

 

 

Your participation in the North Texas Employer Health Plan Cooperative requires that your business maintain its membership in good standing with the Denton Chamber of Commerce or any affiliate chamber in the list provided below. Failure to do so will result in unenrollment from the AHP plan.

What does the co-op offer?

 

Benefits include:

 

  • Guaranteed coverage for pre-existing conditions
  • Unlimited lifetime maximum
  • Preventive care covered at 100%
  • Prescription drug coverage (all plans)
  • Maternity benefits and coverage (all plans)
  • Unlimited $0 co-pay for doctor visits for children under 19 (available on most plans)
  • Nationwide network coverage
  • Mental health/substance abuse coverage (all plans);
  • Unlimited $0 co-pay for telemedicine service (on most plans)
  • Personalized weight loss program with no-cost individual virtual coaching
  • Smoking cessation program with no-cost individual coaching

How is this possible?

 

Under a new Executive Order, small businesses can now enjoy the flexibility that large businesses have under the Affordable Care Act by pooling together through a geographical region. UnitedHealthcare is uniquely positioned to help deliver group benefits that offer cost control, convenience, and choice. Members of the North Texas Employer Health Plan Cooperative AHP will have access to:

 

  • Health care providers across the nation and in their local area, with a network reaching 98 percent of the population.
  • Innovative tools helping enrollees manage their benefits and stay healthier.
  • Value-added benefits such as flexible savings accounts, employee assistance programs and wellness programs.

Chambers of commerce were founded on the idea that the power of small businesses is mighty when they join together. This is why our North Texas area chambers of commerce are proud to provide our member businesses with affordable health and wellness coverage through the North Texas Employers Health Plan Cooperative.

 


 


 

Counties included in the co-op:

 

 

Denton

 

Archer

Clay

Cooke

Dallas

Ellis

Erath

Grayson

Hood

Jack

Johnson

Kaufman

Montague

Navarro

Palo Pinto

Parker

Rockwall

Somervell

Tarrant

Wichita

Wise

Young

Frequently Asked Questions:

 

 

Is this a “skinny” plan? NO, these are NOT “skinny” plans. These are the most popular plans that are offered today to large employers nationwide.

 

How will my business and our employees be rated? No medical underwriting is required for our North Texas affiliate chambers of commerce members. Guaranteed coverage for pre-existing conditions. Rating is based on company demographics and census information, not based on health conditions.

 

How much money will my company save? Company savings could be up to 15% depending on the company and employee demographics.

 

How do I purchase a plan? Contact any of your chamber's health insurance providers listed in the directory of members or contact the Denton Chamber office for a listing of eligible agents.

 

 

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